Commercial Insurance

Risk Management
for your School

You’ve worked hard to establish your school – now make sure you have the coverage to protect your investment. We’re here to take care of the details so you can focus on what you do best.

Our school insurance program offers specifically designed school enhancement coverages, extremely competitive pricing and incomparable service with the goal of providing the best school insurance products in the market.

We strategically partner with markets that specialize in educational organizations to provide you tailored school risk and safety programs. Being board members ourselves, we can assist school administrators to address the most important risks facing educational institutions today.

Commercial Insurance Services

Workers Compensation

Workers compensation takes care of your employees if they are injured on the job. It pays medical bills, prescription costs, and temporary or permanent disability if needed. It can also cover legal fees in case of a lawsuit.

Property & Auto Insurance

Auto coverage can cover the transportation of students on buses or vans as well as staff who may use personal vehicles for school use. Property coverage covers all the facilities and equipment such as books, computers and furniture. Business Income is normally included as well.

General Liability

Helps protect a school from claims of bodily injury or property damage, as well as certain claims of slander or libel. An additional layer of protection can be added with Excess Liability (Umbrella).

School & Educators Legal Liability

Provides coverage for teachers, administrators and all other staff as well as directors and officers (D&O) with Professional Liability (E&O) for wrongful acts. Other coverage extensions can include EPLI and EBLI.

Student Accident Coverage

When a student suffers an injury during a school sanctioned event, the Student Accident plan can cover medical bills and needs of the family.

Sexual Misconduct Insurance

Coverage and support to help your school through hypersensitive situations .

Additional Coverages

Additional
Coverages

  • Crime insurance

  • Cyber Liability

  • Data compromise insurance

  • Directors and Officers Liability Insurance

  • Employee benefits liability insurance

  • Employment practices liability insurance

  • Equipment breakdown insurance

  • Fidelity Bonds

  • Inland marine insurance

  • Law enforcement insurance

  • Umbrella or Excess Liability

  • Violent event response insurance

  • Business Owners Policy (BOP)

School Safety Training Programs

We continue to help your school reduce risk by providing safety programs through our carrier partners. Our programs include a suite of online safety and compliance programs has been specifically designed for school use and includes easy-to-use solutions for staff training, student training, incident tracking, SDS and chemical management, and tip reporting. Assign and track training programs to your staff. Using these programs, districts have reduced injuries and claims, resulting in significant savings each year, all while increasing safety and compliance!